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What does your future home look like? Where is it located? As you hunt down your dream home, consult this list to evaluate properties and keep your priorities top of mind.
□ Neighborhoods : What neighborhoods do you prefer?
□ Schools : What school systems do you want to be near?
□ Transportation : How close must the home be to these amenities:... Read More
1. Know about exclusions to coverage.
For example, most insurance policies do not cover flood or earthquake damage as a standard item. These types of coverage must be bought separately. 2. Know about dollar limitations on claims.
Even if you are covered for a risk, there may be a limit on how much the insurer will pay. For example, many policies limit the amount paid for stolen jewelry unless... Read More
Always check with your lender for the most up to date information.
VA and FHA loans
VA- Allowable:
Document Draw Fee (if required for Buyer)
Notary Fee
Title Insurance - ALTA
Credit Report
Appraisal - if ordered in Veterans Name
VA Funding Fee
1% Origination Fee
Interest from day of recording
Recording Fee - Max. $17.00
Tax proration to day of recording
Home... Read More
After a modest increase in 2013, buyers seem to be looking to fulfill their new year’s resolution to buy a home this year. December was seasonally slow as is often the case due to the holidays, but January is off to a fast start and buyers have come in and started bidding properties up in earnest. Rates have drifted higher, but without any panic or spiking which has sellers feeling... Read More


